MonuMoney.in37 Free Financial Calculators for India
From EMI and SIP to income tax, PPF, NPS, gratuity, and retirement — every financial calculator an Indian needs, in one place. All tools are completely free, work instantly without any signup, and stay updated with the latest FY 2026-27 tax slabs, interest rates, and government scheme rules. All calculations are for educational and estimation purposes only.
Loan & EMI(4 calculators)
EMI Calculator
Calculate monthly EMI for home, car, or personal loans
Home Loan Eligibility Calculator
Check how much home loan you can get based on your income
Loan Prepayment Calculator
Calculate how much you can save by prepaying your home, personal, or car loan. Compare EMI reduction vs tenure reduction and analyze prepaying vs investing.
Flat vs Reducing Rate Calculator
Compare flat rate and reducing balance interest rates
Investment(9 calculators)
SIP Calculator
Plan your mutual fund SIP returns over time
Mutual Fund Calculator
Estimate your mutual fund investment returns
Lumpsum Calculator
Calculate returns on one-time mutual fund investment
Step-up SIP Calculator
Plan SIP with annual increase for a bigger corpus
SWP Calculator
Plan systematic withdrawals from your mutual fund
CAGR Calculator
Find the compound annual growth rate of any investment
CAGR Reverse Calculator
Reverse calculate required initial investment or time based on expected CAGR
Compound Interest Calculator
See how compounding grows your money over time
Simple Interest Calculator
Calculate simple interest on any amount quickly
Government Schemes(5 calculators)
PPF Calculator
Calculate Public Provident Fund maturity amount and interest
NPS Calculator
Plan your National Pension System retirement corpus
EPF Calculator
Calculate your Employee Provident Fund maturity amount
ELSS Calculator
Calculate tax-saving ELSS mutual fund returns under 80C
Sukanya Samriddhi Yojana Calculator
Plan your daughter's future with SSY scheme returns
Tax & Salary(7 calculators)
Income Tax Calculator
Calculate your income tax under old and new regime
Old vs New Tax Regime Calculator
Compare both tax regimes to find which saves you more
HRA Exemption Calculator
Calculate your HRA tax exemption under Section 10(13A) with the FY 2026-27 metro city rules
Gratuity Calculator
Calculate gratuity with the 15/26 formula and see how much is tax-free under Section 10(10)
In-Hand Salary Calculator
Convert your CTC to actual monthly take-home salary
TDS Calculator
Calculate Tax Deducted at Source on your income
Capital Gains Tax Calculator
Calculate STCG and LTCG tax on stocks and mutual funds
Savings & Planning(9 calculators)
FD & RD Calculator
Calculate returns on Fixed Deposits and Recurring Deposits
Retirement Calculator
Find out how much you need to retire comfortably in India
Emergency Fund Calculator
Calculate your ideal emergency fund amount
FIRE Calculator
Find your Financial Independence, Retire Early number
Inflation Calculator
See how inflation reduces your money's buying power over time
Savings Goal Calculator
Plan monthly savings to reach any financial goal on time
Rent vs Buy Calculator
Should you rent or buy a home? Compare the real cost
Education Cost Calculator
Plan for future education expenses adjusted for inflation
Net Worth Calculator
Track your total assets minus liabilities in one place
Debt & Budgeting(3 calculators)
Debt Payoff Calculator
Create a strategy to become debt-free faster
Credit Card Payoff Calculator
Plan to pay off credit card debt and stop paying high interest
50/30/20 Budget Calculator
Split your income into needs, wants, and savings instantly
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