Monu Kumar - MonuMoney.in Founder
Based in Panipat, HaryanaDigital MarketerTech Enthusiast

Hi, I’m Monu. I use code and marketing to build wealth in India.

Welcome to MonuMoney.in. If you are tired of generic, AI-generated finance blogs telling you to "stop drinking chai to get rich," you are in the right place.

By day, I’m a B.Tech Computer Science student and a Team Lead in Digital Marketing. I spend my time deep in Technical SEO, Google Ads, and building web apps. But just a short time ago, despite knowing how to optimize algorithms, I had zero idea how to optimize my own money.

Like a lot of tech guys, I let lifestyle creep catch up with me. I ended up with ₹15,000 in credit card debt. That was my wake-up call. I decided to treat my personal finances like a technical system that needed debugging.

I applied my digital marketing skills to launch high-paying freelance side hustles. I used my coding background to build automated spreadsheets and custom financial calculators to track every rupee. And I used systematic logic to clear my debt in 90 days.

Why did I build this site? Because the Indian finance space is cluttered with outdated advice. I wanted to create a transparent, BS-free space where I document exactly what works right now in India — sharing my real Zerodha/Groww screenshots, the exact side hustles that make me money, and the custom tools I built to make it happen.

What You’ll Find on This Blog

Tech & Marketing Side Hustles (No generic AI fluff, just what actually pays in India right now)

Systematic Debt Payoff (How I used spreadsheets and 'vibe coding' to clear ₹15k debt in 90 days)

Wealth building via Groww, Zerodha, and Algorithmic Trading

30+ custom finance calculators coded for the latest Indian Budget & Tax rules

100% transparency: Real screenshots, verified UPI receipts, and actual portfolio updates

My Promise to You

Everything on this site is 100% transparent. If a side hustle failed, I will tell you. If I made a bad trade, I will post the screenshot. I never promote anything I haven’t verified myself, and I actively update all calculators with the latest SEBI and Indian Income Tax rules.

This is not financial advice. I am not a CA or SEBI-registered advisor. I am a digital marketer and developer sharing the exact systems I use to manage my own money. Always do your own research.

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Frequently Asked Questions

Who is this website actually for?
It's for beginners, working professionals, and tech enthusiasts who want real, math-backed Indian financial strategies, not generic AI theory.
Do you build all the calculators yourself?
Yes! With my CSE background and 'vibe coding', I custom-build every calculator to ensure the logic matches current Indian tax and banking rules perfectly.
Do you earn money from the site?
Yes — through display ads and honest affiliate links (which I always disclose). It pays for the server costs and keeps the tools 100% free for you to use.
Can I hire you for digital marketing or SEO?
I occasionally take on highly specific freelance projects if the fit is right. You can reach out via email or LinkedIn.
How can I contact you?
Shoot me an email at contact@monumoney.in or connect with me on LinkedIn.