About Me – My Real Finance Journey in 2026
I’m Monu, a regular 9-5 guy from Panipat, Haryana. In January 2026 I had zero finance knowledge, growing credit card debt, and no idea how to build wealth. Today I am completely debt-free, earning extra ₹8,400–₹15,000 every month through side hustles, and helping thousands of Indians do the same.
This website was born from my own struggle. I got tired of generic AI advice that never worked for real Indian salaries and rules. So I decided to document everything honestly — every rupee spent, every side hustle tried, every mistake made, and every win achieved.
MonuMoney.in is built for beginners like I was. 90% real personal stories and step-by-step guides (YMYL content) + 10% powerful free calculators that actually use 2026 Indian tax and investment rules.
What You’ll Find Here
Honest side hustles India 2026 that AI cannot replace
Proven debt payoff strategies that cleared my ₹15,000 debt in 90 days
Wealth building tips using Groww, Zerodha, SIPs and mutual funds
30+ free finance calculators (EMI, SIP, Debt Snowball, Tax Regime, etc.)
Real screenshots, Excel sheets, and monthly results
My Promise to You
Everything on this site is 100% transparent. I never promote anything I haven’t used myself. I update all content every month with the latest Budget and RBI rules.
This is not financial advice. I am not a CA or SEBI-registered advisor. I am just a normal Indian documenting my learning journey so others can learn faster and avoid the same mistakes.
Last updated: March 2026
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